The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Can Group, Private Disability Policies Work Together? Loss of income from disability has the potential to cause financial hardship. Disability insurance can help. The Big Little Things: 5 Easy Ways to Protect Your Money Put measures in place to help you replace a portion of your income if the unexpected happens. Your Changing Definition of Risk in Retirement A change in your mindset during retirement may drive changes to your portfolio.